Union Bankshares Valuation
| UNB Stock | USD 24.94 0.51 2.09% |
At this time, the company appears to be fairly valued. Union Bankshares has a current Real Value of $24.1 per share. The regular price of the company is $24.94. Our model measures the value of Union Bankshares from inspecting the company fundamentals such as Return On Equity of 0.15, shares outstanding of 4.58 M, and Operating Margin of 0.21 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Union Bankshares' valuation include:
Price Book 1.3803 | Enterprise Value | Price Sales 2.1279 | Trailing PE 10.2634 | Enterprise Value Revenue 7.6063 |
Fairly Valued
Today
Please note that Union Bankshares' price fluctuation is very steady at this time. Calculation of the real value of Union Bankshares is based on 3 months time horizon. Increasing Union Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Union Bankshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Union Stock. However, Union Bankshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 24.94 | Real 24.1 | Hype 25.05 |
The real value of Union Stock, also known as its intrinsic value, is the underlying worth of Union Bankshares Company, which is reflected in its stock price. It is based on Union Bankshares' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Union Bankshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Union Bankshares helps investors to forecast how Union stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Union Bankshares more accurately as focusing exclusively on Union Bankshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Union Bankshares' intrinsic value based on its ongoing forecasts of Union Bankshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Union Bankshares' closest peers. If more than one evaluation category is relevant for Union Bankshares we suggest using both methods to arrive at a better estimate.
Union Bankshares Cash |
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About Union Bankshares Valuation
The stock valuation mechanism determines Union Bankshares' current worth on a weekly basis. Our valuation model uses a comparative analysis of Union Bankshares. We calculate exposure to Union Bankshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Union Bankshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 53.7 M | 32.4 M | |
| Pretax Profit Margin | 0.14 | 0.13 | |
| Operating Profit Margin | 0.14 | 0.13 | |
| Net Profit Margin | 0.13 | 0.23 | |
| Gross Profit Margin | 0.62 | 0.62 |
Union Bankshares Quarterly Retained Earnings |
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A single share of Union Bankshares represents a small ownership stake in the entity. As a stockholder of Union, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Union Bankshares Dividends Analysis For Valuation
The current year's Dividend Payout Ratio is expected to grow to 0.74, whereas Dividends Paid is projected to grow to (7 M). . The current year's Price Earnings Ratio is expected to grow to 17.04, whereas Retained Earnings are forecasted to decline to about 52.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -7.4 M | -7 M | |
| Dividend Yield | 0.06 | 0.05 | |
| Dividend Payout Ratio | 0.59 | 0.74 | |
| Dividend Paid And Capex Coverage Ratio | 1.46 | 1.12 |
There are various types of dividends Union Bankshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Union shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Union Bankshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Union pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Union Bankshares by the value of the dividends paid out.
Union Bankshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 4.6 M | |
| Quarterly Earnings Growth Y O Y | -0.094 |
Union Bankshares Current Valuation Indicators
Valuation refers to the process of determining the present value of Union Bankshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Union we look at many different elements of the entity such as Union's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Union Bankshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Union Bankshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Union Bankshares' worth.Complementary Tools for Union Stock analysis
When running Union Bankshares' price analysis, check to measure Union Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Bankshares is operating at the current time. Most of Union Bankshares' value examination focuses on studying past and present price action to predict the probability of Union Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Bankshares' price. Additionally, you may evaluate how the addition of Union Bankshares to your portfolios can decrease your overall portfolio volatility.
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